HELP TO BUY SCHEME

The popular Government-funded Help to Buy Equity Loan is available until 2021, so you can find your new home with just a 5% deposit. With competitive mortgage rates available, now really is a great time to buy.

What is Help to Buy?
Help to Buy equity loan scheme means you can move with just a 5% deposit and is available for both first time buyers and existing home owners.

  • The Government provides an equity loan of up to 20% of the value of your property which is interest free for 5 years
  • The Help to Buy equity loan can be repaid at any time or on the sale of your home
  • You then need to secure up to a 75% mortgage (there is a range of competitive mortgage rates available with this scheme, so you can find something to suit your budget)
  • Available exclusively on new build homes up to £600,000 in England, £300,000 in Wales and £200,000 in Scotland

Who is eligible?
The scheme is available to first-time buyers and existing home owners. The home you buy must be your only residence. Help to Buy is not available to assist buy-to-let investors or those who will own any other property after they complete. Book an appointment today and we can introduce you to a New Homes Mortgage Adviser who will be able to tell you if you qualify for the scheme.